When traveling to the United States, it is best to have a dual-currency card. However, international cards (international credit cards, international debit cards) from general banks can also be used in the United States, such as Visa, MasterCard, and AmericaExpress. Now UnionPay cards can also be used in the United States, but there is a handling fee. At present, merchants in the United States that have opened UnionPay card acceptance business only accept UnionPay debit cards, but on US ATMs that have opened UnionPay card acceptance business, both debit cards and credit cards can be withdrawn. However, credit card withdrawal requires a higher cash advance processing fee. At present, according to the national foreign exchange management regulations, each debit card can withdraw the equivalent of 5,000 yuan in US dollars per day. During your stay in the United States, if you expect to have more cash withdrawals during the day, you can bring a few more UnionPay debit cards. According to China UnionPay, citizens are reminded that swiping a debit card in the United States is more convenient and affordable than a credit card. Using a debit card to spend and withdraw money, the exchange rate is based on the dollar-to-renminbi selling price of domestic banks on the day of the transaction. Tourists do not need to deposit US dollars before going abroad, just deposit enough RMB. In addition, when swiping a debit card to make purchases, there is no need to pay any handling fee. You only need to enter the password when making purchases, and you do not need to sign the purchase form. Using a debit card to swipe a card, you can also get benefits such as gift giving and cash back at many merchants. Due to the fact that the card swiping environment in the United States is very different from that in China, relatives traveling to the United States should pay attention to the following relevant tips: Most merchants in the United States do not post signs that accept bank cards, but as long as the merchant swipe machine has a keyboard that can enter a password, they can basically use UnionPay debit cards; as long as there is any logo of UnionPay, PULSE and CitiBank on the American ATM machine, you can use UnionPay cards to withdraw money, and many ATM machines have been equipped with Chinese operation interfaces; when using ATM withdrawals in the United States, in addition to the handling fees charged by domestic card issuing banks, ATM operators in the United States will also charge a certain amount of service fees, but the ATM machines of 4 banks such as Citibank (CITI), PNC Bank, United Bank (UCB) and Chase Bank (CHASE) do not charge this fee; American ATM machines do not charge this fee The operation of the machine is slightly different from that in China. After inserting the bank card into the card slot and then taking it out, the operation interface will appear on the ATM screen. If it is not taken out, it cannot be operated. The following cards are international debit cards, you can refer to: Bank of Beijing | Beijing Card Dual Currency International Debit Card | Dual Currency Card | VISA | RMB USD Bank of Beijing | Beijing Card International Debit Card | Mono Currency Card | MasterCard | USD Bank of Beijing | Beijing Card VIP Card | Dual Currency Card | VISA | RMB USD (VIP Card, with a higher deposit) Minsheng Bank | Minsheng International Debit Card | Dual Currency Card | VISA | RMB USD (with regular card and VIP card) Industrial and Commercial Bank of China | Peony International Debit Card | Dual Currency Card | VISAELECTRON | RMB USD Shanghai Pudong Development Bank | Oriental Card International Debit Card | Mono Currency Card | VISAELECTRON | USD China Merchants Bank | All-in-One Card Gold Card, Platinum Card | Dual Currency Card | VISA | RMB USD (VIP Card, with higher deposit) China CITIC Bank | Wealth Treasure Silver Card, Gold Card, Platinum Card | Dual Currency Card | VISA | RMB USD (VIP Card, with higher deposit) Bank of China | Great Wall International Debit Card | Single Currency Card | Maestro | USD Hua Xia Bank | China Foreign Exchange Card | | Single Currency Card | Maestro | USD